Introduction

This lifetime health benefits insurance can provide a lasting cover to the elderly. Here are the special features for your perusal.

Features

• The minimum entry age for availing the insurance policy is 60 years and the maximum is 75 years.
• This policy guarantees lifelong rewards to senior citizens.
• Insurance coverage is available for all kinds of pre-existing diseases after 12 months of policy commencement.

Benefits of the Senior Citizens Red Carpet Health Insurance policy

• The expenses of Boarding, Nursing and Room will be borne by the insurer are equal to 1 percent of the entire sum insured, subject to the maximum of Rs. 6,000/- per day.
• 2 percent of the whole insured sum the charges of ICU up to per day
• The fees of consultation, surgeon, specialist, medical practitioner, and anesthetist are subjected to the maximum limit of 25 percent of the entire sum insured per hospitalization.
• The charges of blood, anesthesia, oxygen, pacemaker, operation theatre up to 50 percent of the entire insured amount per hospitalization.
• In-patient expenses of not more than 7 percent of the total sum insured
• Post-hospitalization charges associated with consultation, surgery, medicines, diagnostics and drugs are subjected to a maximum limit of Rs 5000/- for every occurrence. But, it should be recommended by a Medical Practitioner.
• Ambulance charges are limited to Rs. 600/- for every hospitalization with the upper limit of Rs. 1200/- per policy period. The term period of the policy is 1 year.