Senior Citizens Red Carpet Health Insurance Plan

Introduction

This lifetime health benefits insurance can provide a lasting cover to the elderly. Here are the special features for your perusal.

The minimum entry age for availing the insurance policy is 60 years and the maximum is 75 years.
This policy guarantees lifelong rewards to senior citizens.
Insurance coverage is available for all kinds of pre-existing diseases after 12 months of policy commencement.

The expenses of Boarding, Nursing and Room will be borne by the insurer are equal to 1 percent of the entire sum insured, subject to the maximum of Rs. 6,000/- per day.
2 percent of the whole insured sum the charges of ICU up to per day
The fees of consultation, surgeon, specialist, medical practitioner, and anesthetist are subjected to the maximum limit of 25 percent of the entire sum insured per hospitalization.
The charges of blood, anesthesia, oxygen, pacemaker, operation theatre up to 50 percent of the entire insured amount per hospitalization.
In-patient expenses of not more than 7 percent of the total sum insured
Post-hospitalization charges associated with consultation, surgery, medicines, diagnostics and drugs are subjected to a maximum limit of Rs 5000/- for every occurrence. But, it should be recommended by a Medical Practitioner.
Ambulance charges are limited to Rs. 600/- for every hospitalization with the upper limit of Rs. 1200/- per policy period. The term period of the policy is 1 year.